The home insurance industry is shrouded in myths as many providers are rather vague about what is, and what is not, covered by your policy. Many of us are unclear about what constitutes an ‘Act of God’ in terms of home insurance. In actual fact, the term ‘Act of God’ is nowadays no longer relevant, […]
Insurance policies most people don’t need
We are compelled to take out insurance policies because we worry about what might happen in the future. We want peace of mind that if the worst should happen we will be financially protected. Insurance providers recognise this, and subsequently they offer a number of different insurance policies designed to appease our fears. However, many […]
What are the benefits of using financial advisors?
If you are in the market for insurance the different types of products available, and the different levels of cover can be, quite frankly, mind-blowing. It can be tempting to hire the services of a financial advisor, but do you really need one, and what sort of service do they provide? Whether a financial advisor […]
What to do when your insurance company won’t pay
Occasionally, an insurance provider may refuse to pay out, or may insist on paying you just a partial amount of the money you think you are entitled to. This can happen due to a number of different reasons, and can often cause you severe financial hardship. One of the main reasons that an insurer may […]
Insurance policies everyone should have
There are a huge variety of insurance policies available on the market, so much so that it can be difficult to decide which ones you would benefit from, and which ones would quite simply be a waste of money. One of the most popular types of insurance policy is home insurance, and it comes in […]
What is disability insurance?
Disability insurance offers financial protection should you become ill, or sustain an injury that prevents you from working. This type of policy pays out on a monthly basis which lasts until you are fit enough to return to work, or the policy term comes to an end. Most medical conditions that prohibit you from working […]
What does travel insurance cover?
If you are planning a holiday, either at home or overseas, it is important that you take out adequate travel insurance for both yourself and your family. A good travel insurance policy can cover you against every eventuality, from last minute cancellations due to redundancy, an illness contracted whilst you are overseas, or an airline […]
Is business insurance necessary?
If you run a business, depending on which country you are operational in, you are obliged by law to take out certain insurance policies. Failure to do so can result in a large fine, and put your business at significant risk. In addition to taking out mandatory insurance cover, you may also wish to consider […]
What pet insurance actually covers
We are undoubtedly a nation of animal lovers, but our attachment to our furry friends is becoming more and more expensive. A continuous rise in vet’s bills (more than six times the rate of inflation) has led to a large increase in pet insurance premiums. Vets claim that this rise can be attributed to the […]
What is renter’s insurance?
If you are renting a property, whether a house or a flat, or even if you are part of a house share, it is important that you safeguard your belongings by taking out renter’s insurance. This type of insurance, also known as tenant’s insurance, is designed to protect your possessions from theft as well as […]