Deciding which type of travel insurance policy to take out can be a difficult decision, and is often forgotten amongst the excitement of planning a holiday. Travel insurance is not compulsory, but it is most definitely advisable; even if you are travelling within your own country. There are a number of different types of policy…
Insurance policies everyone should have
There are a huge variety of insurance policies available on the market, so much so that it can be difficult to decide which ones you would benefit from, and which ones would quite simply be a waste of money. One of the most popular types of insurance policy is home insurance, and it comes in…
What is disability insurance?
Disability insurance offers financial protection should you become ill, or sustain an injury that prevents you from working. This type of policy pays out on a monthly basis which lasts until you are fit enough to return to work, or the policy term comes to an end. Most medical conditions that prohibit you from working…
What does travel insurance cover?
If you are planning a holiday, either at home or overseas, it is important that you take out adequate travel insurance for both yourself and your family. A good travel insurance policy can cover you against every eventuality, from last minute cancellations due to redundancy, an illness contracted whilst you are overseas, or an airline…
Is business insurance necessary?
If you run a business, depending on which country you are operational in, you are obliged by law to take out certain insurance policies. Failure to do so can result in a large fine, and put your business at significant risk. In addition to taking out mandatory insurance cover, you may also wish to consider…
What pet insurance actually covers
We are undoubtedly a nation of animal lovers, but our attachment to our furry friends is becoming more and more expensive. A continuous rise in vet’s bills (more than six times the rate of inflation) has led to a large increase in pet insurance premiums. Vets claim that this rise can be attributed to the…
How to save money on health insurance
Americans have found themselves having to pay a higher proportion of their medical costs in recent years, and thus saving money on these costs has become increasingly more important. More and more Americans have access to health insurance due to the Affordable Care Act, but unfortunately, many of these plans have high deductibles. The first…
Health insurance questions
Health insurance provides invaluable protection should you become ill or have an accident. There are so many different types of policy available that it can be difficult to find the product most suited to your needs. To help you we have answered some of the most commonly asked questions that people ask when they start…
How to buy home insurance
Whether you are taking out a home insurance policy after having moved into your first property, or it is that time of year again when you need to renew your existing policy it makes sense to spend a little time, either on the telephone or online, comparing insurance providers and gathering together a few quotes….
What is term life insurance?
There are so many different types of life insurance policies available on the market that it can be difficult to find out which policy is right for you. However, all policies have one thing in common, and that is to financially protect your family should you die. Level term life insurance is one of the…