Category: Life Insurance

As we grow older and start to experience more health problems it becomes more difficult to obtain life insurance. Often, this does not pose a significant problem as the need for life insurance usually decreases as we age. However, for example, if we were to start, or acquire, a new family later in life this…

If you have recently retired, or you are about to, then you will probably be wondering what you need to do about an existing life insurance policy, or you may be asking yourself if you need to take out another policy if life insurance was part of your employee benefits package. Whether or not it…

Life insurance is designed to offer a financial safety net to your dependants in the event of your death. However, it is a complex subject, and one prone to much discussion resulting in a number of myths arising about the product and its value. Many people assume that life insurance is an expensive luxury so…

Since the introduction of the internet it has never been easier to compare life insurance providers, and to purchase policies online. However, it can still prove to be quite a difficult task to figure out exactly how much life insurance you might need, and exactly what type of policy best suits your requirements. To find…

A great deal of emphasis is often placed upon the importance of life insurance cover for the main wage earner in the family; it would be almost impossible to survive without the main breadwinner’s income. However, stay-at-home parents also contribute financially to the family in different ways, and this economic contribution should not be overlooked….

Life insurance can provide invaluable protection for your family when you die. There are a number of different types of policy available, and it can be difficult to find the right product to suit your needs. Here are some of the most commonly asked questions that people ask when they start shopping for a life…

Women regularly overlook the importance of taking out a life insurance policy, and they are often far more likely to be underinsured than men. Whatever your circumstances, a good life insurance policy can offer financial protection for your family members in the event of your death. The US Census Bureau revealed that at the end…

If you decide to divorce then you will need to review your life insurance policy; this will most certainly mean making changes to your current policy, and in some cases taking out a new one. It is important that you take time to understand the changes to your policy that may be necessary following a…

Term life insurance is a policy designed to cover the cost of living expenses when you die if, at that time, you have dependants who rely on you financially. The policy pays out at the time of your death and ensures that your family can sustain their standard of living, and pay for funeral costs…

When it comes to taking out life insurance, in general, the sooner you take out a policy, the better. The reason for this is that life insurance premiums become more expensive as you grow older. In actual fact, you can take out a life insurance policy for a child as soon as it is born….